Two Simple Paths. One Clear Goal: Financial Freedom.
Using Equity
Turn your existing home into a springboard.
Learn how to safely use your home’s equity to purchase an investment property – without touching your savings.
Your Equity Strategy Comparison
Use Equity to Invest
Do Nothing with Equity
Equity turns into a second property
Equity sits idle
Tenant + tax offsets part of loan
Tenant + tax offsets part of loan
Build long-term wealth
No change in wealth
Accelerates home loan repayment
Mortgage stays as is
Hedge against inflation
No hedge – inflation wins
Wealth multiples through leverage
No leverage, no growth
Using Super
Put your super to work, not just wait for it.
Learn how to use your super through an SMSF to buy an investment property and build a stronger retirement.
Your Super Strategy Comparison
Your Super Buys Property (SMSF)
Leave It in a Standard Super Fund
Buys real property that grows over time
Invested mostly in shares/bonds
Rental income increases balance
No rental income
You control the investment
Fund manager controls it
No leverage available
No leverage available
15% tax rate (0% in retirement)
15% tax rate
Inflation-resistant asset
Inflation eats long-term value
Inflation-resistant asset
Dependent on fund performance
The 4 Pillars to Financial Freedom
01 Reduce Tax and Keep More of Your Income
02 Pay Off Your Home Faster
03 Create Retirement Income That Lasts
04 Build Equity and Assets That Grow
Frequently Asked Questions
Why choose Ace Property Team for your investment journey?
We provide a full-service approach, including finance, legal, market research, and property selection. Our expert team simplifies the process, ensuring you invest with confidence and success.
What services can a Property Investment advisor provide?
Navigating the complex and rapidly changing world of property investment requires expertise. While technology and online tools can provide valuable information, they often lack the nuanced understanding and market experience that an expert advisor can offer. A Property Investment Advisor can help you make informed, strategic decisions, ensuring that your investments are not only profitable but also aligned with your financial goals and supported by a clear wealth building strategy.
How can I use my home equity to invest in property?
Home equity can be used as a deposit for an investment property by accessing a line of credit or refinancing your mortgage. Our experts can help assess your equity and guide you through the process.
Can I buy an investment property using my superannuation?
Yes, through a Self-Managed Super Fund (SMSF), you can invest in property. There are specific rules and requirements, and our expert specialists can help you understand the process and structure your investment correctly.
Can I invest in property if I have existing debt?
Yes, many investors have existing mortgages or other debts. The key is understanding your borrowing capacity and structuring your finances correctly. Our experts can help assess your situation and create a strategy that works for you.
What costs are involved in purchasing an investment property?
Upfront costs typically include a deposit, stamp duty, legal fees, bank fees, and other associated expenses. At Ace Property Team, we structure your investment so that these costs can be covered using your equity or superannuation, minimising the need to dip into your personal savings.
How do I know if I’m financially ready to invest?
A financial assessment considers your income, expenses, equity, and borrowing power. Our team of finance specialists can evaluate your situation and provide tailored advice.
How do you select the best investment properties?
We use in-depth market research, property data analysis, and expert insights to identify high-growth areas, strong rental yields, and properties with the best potential for long-term returns.
Do I need a property manager for my investment property?
A property manager handles tenant selection, rent collection, maintenance, and legal compliance, making property ownership hassle-free. We can connect you with trusted property managers.
